
Caravan parks that are open all year round
Many caravan parks open seasonally, allowing guests to enjoy the park throughout the warmer, traditional ‘holiday’ months. However, there is…
Read moreWe understand that your touring caravan is your pride and joy.
Compass provides comprehensive cover at super competitive prices, so you can relax and enjoy your happy place, wherever your travels may take you.
Speak to our friendly UK based team, or get a quote online.
High levels of cover when in use, in storage or being towed
New for old cover up to 15 years
£5m Public Liability when being stored
24 hour emergency assistance, recovery and removal
Storm damage cover for your touring caravan and awning
£2.5m Public Liability when in use
Option for European cover for up to 180 days
Damage as a result of storm, flood, frost and escape of water, in addition to the usual insured perils
Cover for accidental damage
Cover for family and friends that are using your touring caravan
Emergency Accommodation for up to 14 days and £2,000 if you are unable to use your Caravan
Option to make your premium more affordable and spread your payments over 10 months via Direct Debit
Optional cover for Leisure Equipment and Gadgets available, from £50 per year (various options available)
We know that your Touring Caravan is your pride and joy, and that protecting it against loss or damage is important to you. They have the potential to be damaged as a result of accidents when being towed, and as they are not permanently based on a caravan park, can be subject to break-ins or theft when not in use.
Touring Caravans come in all shapes and sizes, so you will need an insurance policy that can be tailored to your needs.
Whether you take your Touring Caravan out every weekend around the UK, visit the same places year in year out, or simply have it seasonally sited on a Holiday Park, getting the right cover is important.
Some important things to consider when taking out your insurance:
The following are links to our current touring caravan insurance policy wordings and Insurance Product Information Documents (IPID). Policies from the 1st December 2023 onwards will include reference to our optional add-on legal expenses insurance. For versions that pre-date June 2022 please get in touch with our team.
Policy Wording Terms of Business IPID
Policy Wording Terms of Business IPID
Legal Expenses Insurance
Legal Expenses Insurance Leaflet Policy Wording IPID
Policy Wording Terms of Business IPID
Legal Expenses Insurance
Legal Expenses Insurance Leaflet Policy Wording IPID
Policy Wording Terms of BusinessIPID
Legal Expenses Insurance
Legal Expenses Insurance Leaflet Policy Wording IPID
As with all insurance cover, some exclusions and limits may apply, as will some policy excesses. For full details, please view our policy wording (above) or speak to a member of the Compass team.
The following are links to our optional add-on insurance policy wordings and Insurance Product Information Documents (IPID). For versions that pre-date June 2022 please get in touch with our team.
Gadget and Leisure Pack Policy Wording IPID
Gadget and Leisure Pack Policy Wording IPID
As with all insurance cover, some exclusions and limits may apply, as will some policy excesses. For full details, please view our policy wording (above) or speak to a member of the Compass team.
Our friendly claims experts will manage your claims from beginning to end. Make a claim here
If you insure your touring caravan with Compass on a new for old basis, your park home will be replaced* with the most recent, brand-new model (or an equivalent) following a total loss.
Similarly, if you were to make a claim for an irreparably broken window, you could expect a brand-new replacement window.
*It is important to note that this is Sums Insured dependent. Click here for more details on how to accurately calculate your Sums Insured.
Your “Sums Insured” is the total amount of money you’re insured for. On a Compass policy:
Together these form your Total Sums Insured.
Yes we provide cover for touring caravans that are used in this way, the great news is that our public liability limit is £5m which is what most parks require for you to keep your caravan on site.
Yes, our policy provides cover for you, your family or friends that are using your caravan with your permission.
The cover is subject to them complying with the terms and conditions of the policy, for example possessing the necessary license to tow the caravan on a public highway.
Unfortunately not, we only provide cover for people using their touring caravan for leisure and recreational purposes.
If you opt for market value cover for your touring caravan and subsequently have to make a claim for damage or loss, the “market value” principle will be applied.
For example, following a total loss, you would receive a payment for the market value of your caravan immediately prior to the loss (which may not equate to the Sums Insured amount stated on your policy schedule).
Similarly, if you were to make a claim for an irreparably broken window, you would receive a claims payment for the market value of the window (i.e., the payment would be unlikely to cover the cost of a brand-new equivalent).
As an alternative to market value cover, Compass offers New for Old cover. Please click here for more information.
No. Your contents will not be insured under your Compass policy unless you specifically request cover for them.
Compass provides policies on a “non-advised” basis, which means we are not allowed to tell you how much your unit should be insured for. However, there are lots of ways to work out how much to insure for. For example, you can look at similar touring caravans for sale from the dealer you bought yours from, or you can look online at how much the make and model of your touring caravan is being sold for to assess its current value.
Not as standard, but you can add European cover to your policy for an additional premium either at the quote stage, at renewal, or at any point during your policy period by contacting us.
Yes, our pricing takes into account things like club membership as well as using an accredited storage location.
Many caravan parks open seasonally, allowing guests to enjoy the park throughout the warmer, traditional ‘holiday’ months. However, there is…
Read moreRecently, we conducted an analysis of our touring caravan claims data. Accidental damage came out on top, accounting for more…
Read more115% increase in claims for freezing pipes and escape of water year on year Almost 80% of December 2022’s claims…
Read moreIt is often said that prevention is the best way to avoid common losses. In this article, we look at…
Read more