Static caravan and holiday lodge owners should brace themselves for storms and high winds, warns Compass Insurance
Owners encouraged to take suitable steps to protect their investments
Following a record number of storms during the last 12 months, static caravan and holiday lodge owners should prepare for an increased risk of storm damage, according to Compass, a specialist provider of caravan and leisure insurance.
Strong winds, falling debris and flooding can cause severe structural damage, leaving owners facing costly repairs or replacements. Recent weather events, such as Storm Ashley and Storm Bert, underscore the importance of taking preventative measures and securing comprehensive insurance coverage, particularly in coastal and rural areas popular with caravan owners.
Karen Stacey, Managing Director, Compass, said: “Static caravans are vulnerable to extreme weather, due to their fixed nature and exposed locations. We’ve already seen significant amounts of storm damage in 2024, with insurance claims currently exceeding £430,000.1 Now that we are entering storm season, caravan owners should take appropriate preventative measures.”
The UK weather is hard to predict and, with flood and storm damage accounting for around 62% of all the claims Compass has received this year2, the company is keen to stress the importance of preparing for all eventualities.
To prepare for the unpredictable UK weather, Compass is encouraging static caravan owners to review their insurance policies. In addition, the company recommends taking steps such as securing the exterior and reinforcing anchoring systems to keep caravans firmly in place during high winds. Loose items, such as garden furniture or decorations, should be removed to prevent them from becoming projectiles in stormy conditions. Roofs, windows, sidings and seals should be checked for vulnerabilities, with barriers also fitted in areas prone to flooding.
Stacey continued: “Unlike bricks and mortar holiday homes, static caravans are particularly susceptible to damage from storms, so being suitably prepared can make all the difference. As a result, caravan owners should make sure they have adequate insurance in place, as this can significantly reduce stress and financial burden. On top of offering vital protection against storm damage, other benefits can include emergency assistance for repairs, as well as support for alternative accommodation during repair periods.
“Time is critical when dealing with storm damage. Fortunately, our policies are designed to provide swift support, helping our customers get back to enjoying their static caravans again as soon as possible.”
For more information on specialist caravan and leisure insurance, visit compass.co.uk.
Sources
Data collected from Compass static caravan/park home claims in the past 12 months
Figure calculated from Compass static caravan/park home claims from 1 January 2024 to 22 November 2024
