Planning a UK holiday this year? Although you’re not far from home, problems that are out of your control can still happen. Make sure you are protected with our Travel Insurance.

Whether you need to cancel, cut your holiday short or have had your baggage stolen, ensure you protect your holiday should the unexpected happen.

If you’re seeking peace of mind while exploring the UK, Compass Insurance offers specialist UK travel insurance, so you can enjoy your holiday stress-free.

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Key Features

Up to £5,000 for cancellation or curtailment of your trip

Cover for cancelling or cutting short due to death, illness or injury

Cover for cancelling or cutting short due to redundancy, jury service or cancellation of leave

£100k for loss or damage to Holiday Accommodation

Personal liability up to £2 million

Up to £25k for additional travel and accommodation costs as a result of illness, death or an accident

Additional Features

  • Loss of personal money

  • Up to £1,500 for lost, stolen or damaged baggage

  • Cancellation due to the death of your pet cat or dog within 48 hours of the trip date

  • Up to £1.000 for emergency dental treatment (pain relief only)

  • Nil excess for all sections excluding cancellation or curtailment (10% excess applies)

  • Cover for individuals, couples or families

Countryside scene with family

Why do I need Insurance?

As more and more people choose to holiday in the UK, the need for Travel insurance will increase. While purchasing cover for foreign holidays is commonplace, having travel insurance for UK-based holidays can be just as beneficial to have in place.

There are some important things to consider when purchasing Travel Insurance:

  • Travel insurance can be purchased as soon as you’ve booked your holiday, the longer you leave buying insurance then the greater the risk you’ll need to cancel for a reason that would have been covered by insurance.
  • Cancellation and curtailment (cutting short) of your holiday are the main areas that most people will want to protect against however there are many other aspects to the cover such as travel delays, loss or damage to baggage and any accidental damage you may cause to the place you are staying.
  • As with all insurance cover, some exclusions, excesses, and limits may apply.

Read our blog post ‘Do I need travel insurance for UK holidays?’

UK Travel Insurance – Policy Documents

The following are links to our current policy wordings and Insurance Product Information Documents (IPID).

Policies from 27th October 2023 onwards (Healix Insurance Services Limited)

Policy Wording Terms of Business IPID

Policies between 3rd August 2023 and 26th October 2023 (Healix Insurance Services Limited)

Policy Wording Terms of Business IPID

Policies between 1st August 2021 and 1st August 2023 (AXA)

Policy Wording Terms of Business

IPID – Premier IPID – Extra IPID – Essentials

As with all insurance cover, some exclusions and limits may apply, as will some policy excesses. For full details, please view our policy wording (above).

You can get a quote for your insurance and purchase your cover entirely online.

Should things go wrong, Compass is always here for you.

Our friendly claims experts will manage your claims from beginning to end. Make a claim here

Want to talk direct?
Call now on 0344 274 0277


Is there any limit on when I can take the policy out?

You can take out a policy when you book your holiday right up to the day you are due to travel or at any time in between.

Do you cover sports and activities?

Yes we do, however, certain sports and activities such as Paintball, Go-Karting and Sailing are excluded under personal liability cover and these are detailed in the sports and activities section of the policy wording.

I live outside the UK but have booked a holiday on a park in the UK, can you cover me?

Unfortunately not, we can only cover you if you legally reside in the UK and have a residential address you can refer to.

I’m going on holiday with a group of friends, can you cover us?

Yes, but you’ll need to buy separate policies as we only cover individuals, couples or families, not groups.

Do you cover pre-existing medical conditions?

Any claims for losses as a result of a pre-existing medical condition are not covered unless they are listed as a waived condition in your policy wording.

I’m travelling to a park in France, can I take out cover?

No our policy only covers holidays in the UK.

I have more than one UK holiday booked this year, can you offer an annual policy?

At the moment our policy covers single trips, so you’d need to take out a policy for each of your UK holidays. It has been designed to be sold alongside a booking.

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